Resources & Insights

Tools for the long-term view.

A working calculator built on FP Canada's annual projection assumptions and Bellwether's strategy framework, plus a library of educational articles across retirement, tax, estate, and insurance.

Portfolio strategies

Pick a starting point.

Five strategies, each calibrated to a defined risk profile. Apply one to the calculator below, then fine-tune the per-class allocation directly.

← Lower assumed risk  ·  Higher assumed risk →

  • Equities
  • Fixed income
  • Cash

Investment calculator

Project growth, per-class.

Cash, bonds, and Canadian equities use FP Canada Projection Assumption Guidelines (2026). Global equities blends FP Canada U.S., international, and emerging-markets rates. Preferred shares and alternative income use internal long-run assumptions.

Inputs
$
$

20 years

Asset allocation100% allocated

Cash, bonds, and Canadian equities use FP Canada Projection Assumption Guidelines (2026). Global equities blends FP Canada U.S., international, and emerging-markets rates. Preferred shares and alternative income use internal long-run assumptions.

Cash Equivalents

T-bills, HISA, money market · 2.4% PAG

%

Bonds

Investment-grade bonds · 3.2% PAG

%

Preferred Shares

Rate-reset and perpetual preferreds · 4.5% (internal)

%

Alternative Income

Private credit, real estate, infrastructure · 6.5% (internal)

%

Canadian Equities

TSX-listed Canadian stocks · 6.3% PAG

%

Global Equities

U.S., international, and emerging markets · 6.6% (internal)

%
Total100%

Projected value

$1,189,675

Total contributed
$580,000
Total growth
$609,675

Illustrative only. Cash, bond, and Canadian equity assumptions follow the FP Canada Projection Assumption Guidelines for 2026 — nominal, before administrative and investment management fees. Global equities blends the PAG U.S., international, and emerging-markets rates. Preferred shares and alternative income use Bellwether internal long-run assumptions (not published by FP Canada). Inflation assumption: 2.1%. Real outcomes vary with sequence of returns, taxes, fees, and the specific instruments held.

Library

152 articles, organized by topic.

Source: The Link Between · PPI

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Have a specific situation?

The articles cover the general ideas. The plan is built around your specifics.